http://www.greensborohousingcoalition.org/
336-691-9521
122 N Elm St#4
Greensboro, NC 27401
336-691-9521
GHC - Homelessness Prevention
GHC provides free housing counseling assistance in locating affordable rental housing or housing with support services for families and individuals in crisis and the chronically homeless. We provide potential resources for other housing needs like utilities. Our trained counselors also work with clients on budgeting and financial literacy in effort to empower them to take control of their financial situations.
Greensboro Housing Coalition collaborates with homeless service providers and other stakeholders as part of the Guilford County CoC (Continuum of Care). The (CoC) is a regional/local planning body that coordinates housing and services funding for homeless families and individuals. The role of GHC in the CoC is through housing counseling to work with people we serve on diversion strategies for those that are at imminent risk of becoming homeless. We also work with the Coordinated Assessment/Entry Specialist who attempts to find temporary solutions and/or connects the people to Housing First, Rapid Re-housing or transitional housing programs.
Our Homelessness Prevention Housing Counselors meet with clients on business days (Monday-Fridays, except scheduled holidays) from 8:30 am to 4:30 pm. Individuals can call our switchboard at 336-691-9521 to confirm that we are open.
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Foreclosure Prevention
We provide free counseling for homeowners in danger of losing their home to foreclosure. Our HUD certified Housing Counselors meet with clients to determine their individual needs and what programs they may qualify for. We then work with them to find the best fit in an attempt to resolve their housing crisis.
The N.C. Foreclosure Prevention Fund helps North Carolina homeowners struggling to pay their mortgage due to job loss or other temporary financial hardships, such as divorce or the illness/death of a co-borrower. The fund also assists returning veterans transitioning to civilian life. If you qualify, the fund can pay up to $36,000 towards your mortgage and related expenses for up to 36 months while you search for work or complete job training. If you are re-employed but earning less and are still struggling to pay your mortgage, the fund may still be able to help by reducing your principal loan balance so your monthly payments are more affordable. Individuals who are at risk of losing their homes to foreclosure can call 336-691-9521 to schedule an appointment. Our Homeownership Housing Counseling Team meets with clients on an appointment basis only.
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Healthy Homes
Healthy Homes are essential for upstream health to promote wellness by transforming conditions that make people sick, rather than waiting for people to need medical treatment for preventable illnesses and injuries. We provide assistance to residents who live in homes with health and safety hazards through education, referrals, and landlord tenant advocacy. To speak with an advocate, call our switchboard at 336-691-9521 and ask to speak to someone on the Healthy Homes Team.
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Mortgage Foreclosure Prevention Project
224 South Dawson Street Raleigh, NC 27601
http://www.legalaidnc.org/Pages/about-us/projects/Mortgage-Foreclosure-Prevention-Project.aspx
Greensboro Housing Authority:
Affordable Housing for low-income, elderly, and disabled individuals and families
450 North Church Street
Greensboro, NC 27401
336-275-8501
Greensboro Tenant Information
Get Ready to Rent in Greensboro:
First time signing a lease? Turned down for past rental history? A Ready to Rent certificate will open some doors! In 12 hours of classes--plus homework!--you can earn a landlord's approval. Call Greensboro Housing Coalition at 336-691-9521 to get ready to rent in Greensboro.
You have a right to fair housing:
Landlords may not discriminate on the basis of race, color, religion, national origin, gender, disability, or family status (children in the home). You should have equal opportunity to see the places listed here, have your applications screened on the same criteria as all others, and get equal treatment after you have rented. If you feel you have not been treated fairly, please call the City of Greensboro's Fair Housing officer at 336-373-2038.
You also have the right for your rental housing to be in safe condition:
You are responsible for keeping the place clean, avoiding damage, and reporting repair needs to your landlord (put these in writing!) If the landlord does not make safety repairs, call the City of Greensboro inspectors at 373-2111. If the inspectors find safety code violations, they will order repairs.
You have a right to fair housing:
Landlords may not discriminate on the basis of race, color, religion, national origin, gender, disability, or family status (children in the home). You should have equal opportunity to see the places listed here, have your applications screened on the same criteria as all others, and get equal treatment after you have rented. If you feel you have not been treated fairly, please call the City of Greensboro's Fair Housing officer at 336-373-2038.
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Legal Aid Landlord/Tenant Rights Clinic
Raleigh, NC 27603
http://www.legalaidnc.org/get-help/Pages/self-help-clinics/tenant-rights-clinic.aspx
This group does not provide legal representation in court.
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Help For Veterans: Operation Homefront
Short Term and Critical Assistance:
-Financial assistance for food, utilities, home repairs, rent/mortgage payments, etc.(Emergency financial assistance is in the form of checks paid directly to mortgage lenders, auto mechanics, contractors, hospitals, doctors, and other providers.) Our Military Application for Assistance application is available on our website. To ensure we will be able to process applications quickly, our application window is open from the 1st through the 10th of each month.
-Rent-free transitional housing for wounded service members
Long Term Stability:
Mortgage-free homes awarded across the U.S.
Ongoing Family Support:
Hearts of Valor caregiver support program
Baby showers to help new military moms welcome the newest member of the family
Homefront Celebrations to recognize military spouses
Holiday programs to provide meals and toys
Backpacks filled with school supplies for military kids
Carolinas Office
233 S. Sharon Amity Rd. Ste 101
Charlotte, NC 28211
Phone: (704) 527-3063
Toll Free: (800) 825-1097
Fax: (704) 527-4503
carolinas@operationhomefront.org
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Headquarters
1355 Central Parkway S, Ste. 100
San Antonio, TX 78232
Phone: (210) 659-7756
Toll Free: (800) 722-6098
Fax: (210) 566-7544
Info@OperationHomefront.org
Call 800-773-0387 to get more info.​
Emergency Assistance program offers post-9/11 service members, veterans and their families assistance with utility bills and even provides emergency food assistance. They can also help with housing assistance to prevent foreclosures and evictions. Emergency Assistance ensures that the needs of the family, central to qualify of life are met when there is a hardship directly due to the military service/mission. The program also provides assistance with auto payments, auto insurance and phone bills.
It is the goal of USA Cares to contact every applicant within 2 business days of receiving your application. A customer service representative will contact you to discuss your case to see if you meet the initial qualifications. Please be sure to tell us the urgency of your need. All cases are prioritized by urgency of need, so if you have an eviction notice in hand, or a disconnect notice, be sure to include that in your application.
https://www.rd.usda.gov/about-rd
919-873-2000
4405 Bland Rd
Suite260
Raleigh NC, 27609
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Single Family Housing Programs
USDA Rural Development is committed to helping improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways. We offer loans, grants and loan guarantees to support economic development and essential services such as housing, health care, first responder services and equipment, and water, electric and communications infrastructure.
Well built, affordable housing is essential to the vitality of communities in rural America. Housing Programs give families and individuals the opportunity to buy, build, repair, or own safe and affordable homes located in rural America. Eligibility for these loans, loan guarantees, and grants is based on income and varies according to the average median income for each area.
Homeownership Programs
Low interest, fixed-rate Homeownership loans are provided to qualified persons directly by USDA Rural Development. Financing is also offered at fixed-rates and terms through a loan from a private financial institution and guaranteed by USDA Rural Development for qualified persons. Neither one of these home loan programs require a down payment.
USDA Rural Development also offers competitive grants to public and private non-profit Self-Help Housing organizations and Federally Recognized Tribes to enable hardworking families to build their own homes.
Rural Development Single Family Housing Programs:
-Single Family Housing Direct Home Loans- this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
-Single Family Housing Home Loan Guarantees-low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.
-Mutual Self-Help Housing Technical Assistance Grants-Provides grants to qualified organizations to help them carry out local self-help housing construction projects. Grant recipients supervise groups of very-low- and low-income individuals and families as they construct their own homes in rural areas.
-Rural Housing Site Loans-provide two types of loans to purchase and develop housing sites for low- and moderate-income families.
-Single Family Housing Repair Loans and Grants-provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Home Repair Loans and Grants provide funds to elderly and very-low-income homeowners to remove health and safety hazards, perform necessary repairs, improve or modernize a home, make homes accessible for people with disabilities, or make homes more energy efficient so these very-low-income families use less of their income on utility bills.
The Customer Service Center (CSC) is a unit within Rural Development, USDA, charged with servicing mortgage loans and grants extended to individuals in rural areas throughout the United States
ENERGY BILLS, FOOD, RENT AND OTHER EXPENSES
GUILFORD COUNTY Government and Cash Assistance 336 - 641-2517 - The county administers several emergency and self-sufficiency programs. Residents of Guilford NC can get help with energy bills and food, rent, and other expenses. In addition, work with a case manager who may be able to help you find a job or improve your employment skills.
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FORECLOSURE PREVENTION FUND
Greensboro Housing Coalition (336) 691-9521
The NC Foreclosure Prevention Fund helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship. For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. The loan can also be used to bring your mortgage current. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage.
The Housing Hotline offers crisis intervention, information-referral, and housing counseling available for any question about housing. If you are trying to help someone in Greensboro with a housing question, please tell them to call (336) 691-9521 and say what kind of help they need.
(336) 691-9521
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FORECLOSURE PREVENTION
Homeowner Financial Assistance
- Making Home Affordable (MHA)
Making Home Affordable (MHA) is designed to help you get mortgage help and avoid foreclosure. There is real help available. Get started today.
Identify Your Situation:
-Struggling to Make My Mortgage Payments
-Looking to Refinance
-Unemployed
-Considering a Short Sale
Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)
Home Affordable Foreclosure Alternatives Program (HAFA)
Home Affordable Unemployment Program (UP)
Federal Housing Administration Short Refinance for Borrowers with Negative Equity (FHA SHORT REFINANCE)
Hardest Hit Fund Programs (HHF)
When applying for mortgage assistance, you will need to provide your mortgage company with information about your mortgage and finances. The exact information required will depend on your specific situation and mortgage company. However, you should be prepared to provide information about your income, expenses, assets, debt and hardship. The following is a comprehensive list of the documents required to support your application.
Complete your application for Making Home Affordable (MHA) programs by downloading, completing and submitting the following forms with the documentation compiled in Step 3.
Remember, you don’t have to go it alone. You can work with a HUD-approved housing counseling agency to help you through any of these steps or the entire process. To find a housing counseling agency near you that will help you at no cost, call 888-995-4673.
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Student - Tenant Based Rental Assistance (TBRA)
Chico Rancheria Housing Corporation
http://www.chicorancheriahousingcorporation.org/application-process.php
The Chico Rancheria Housing Corporation's mission is to develop, implement, and administer projects and programs for the benefit of all tribal members of the Mechoopda Indian Tribe with a primary focus on the housing needs of low-income families.
Student - Tenant Based Rental Assistance (TBRA) program provides a monthly rental subsidy up to $300.00 per month for students.
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Chico Rancheria Housing Corporation
http://www.chicorancheriahousingcorporation.org/
The Chico Rancheria Housing Corporation's mission is to develop, implement, and administer projects and programs for the benefit of all tribal members of the Mechoopda Indian Tribe with a primary focus on the housing needs of low-income families.
Homebuyer Assistance program assists first-time home buyers in purchasing a home by providing assistance with a down payment. A first-time homebuyer is a person who has not owned a home in the last three years.
This program provides eligible applicants with a down payment of up to 25% of an approved loan. The funds are paid directly to the title company. Uses for these funds include title, escrow, home inspection, and closing costs. In addtion to down payment assistance, this program also assists with counseling and funds refinancing closing costs to existing homeowners.
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HOUSING GRANTS FOR DISABLED VETERANS
U.S. Department of Veterans Affairs
877-827-3702
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U.S. Department of Veterans Affairs helps veterans prepare claims, request an attorney, claims agent or Veteran Service Organization to help with requesting medical records, adding or removing a dependent as well as other benefits programs.
Veterans Affairs provides grants to Service members and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability. Two grant programs exist: the Specially Adapted Housing (SAH) grant and the Special Housing Adaptation (SHA) grant.
SAH grants help Veterans with certain service-connected disabilities live independently in a barrier-free environment.
SHA grants help Veterans with certain service-connected disabilities adapt or purchase a home to accommodate the disability.
Go to the website: http://www.ebenefits.va.gov to get more information on qualifying conditions and application process.
National Housing Resources
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HUD-VA Supportive Housing (HUD-VASH) – A program managed by the U.S. Department of Veterans Affairs (VA) and the U.S. Department of Housing and Urban Development (HUD) that provides housing vouchers and support services to help homeless veterans and their families find permanent housing.
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Shelter Plus Care (S+C) – Available from the (HUD) Exchange, S+C provides rental assistance in connection with a variety of permanent housing choices, and a range of supportive services for the homeless.
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Housing Choice Voucher Program – The Federal Government’s primary program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing (including single-family homes, townhouses, and apartments) in the private market. Housing choice vouchers are administered locally by public housing agencies (PHA).
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VA Home Loans and Grants – If you have been saving your income and believe that with assistance, you are ready to purchase a home of your own, a home loan from the VA may give you the support you need to make a purchase. VA purchase loans require no down payment and no private mortgage insurance.
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Wounded Warrior Homes – A nonprofit organization that provides affordable housing and resources for Veterans suffering from PTSD and TBI.
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Homeless Providers Grant and Per Diem (GPD) Program – A collaboration between state, local, and tribal governments to help provide transitional and short-term housing to homeless veterans.
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Enhanced-Use Lease (EUL) Program – A VA program that allows for the leasing of designated land and buildings to eligible private entities for approved supportive housing for homeless veterans.
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Supportive Services for Veteran Families (SSVF) – Open to very low-income veterans, this program provides case management and support services to prevent the imminent loss of a veteran’s home, or to identify a new housing situation; or rapidly re-house veterans and their families who are homeless and at risk of remaining homeless.
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Domiciliary Care for Homeless Veterans (DCHV) – A program that provides shelter and residential care to veterans with multiple challenges, including those suffering from an illness, or in need of rehabilitative support.