Guilford County UTILITIES AND RENTAL assistance programs.
If you are behind on your bills and expenses, and need some help to make it through a short term hardship or financial emergency, there are several organizations and charities in the Greensboro and Guilford County area that may be able to help. They range from the Salvation Army, Greensboro Urban Ministry, Legal Aid of North Carolina and the local community action agency, the Welfare Reform Liaison Project, Inc. These groups may be able to provide you resources to help pay your utility bills, rent, and they even offer housing assistance.
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Click the name of the organization: Where available, we have made the name of the organization listed below into a hyperlink that will redirect you to their website for more information.
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ENERGY BILLS, FOOD, RENT AND OTHER EXPENSES
GUILFORD COUNTY Government and Cash Assistance 336 - 641-2517 - The county administers several emergency and self-sufficiency programs. Residents of Guilford NC can get help with energy bills and food, rent, and other expenses. In addition, work with a case manager who may be able to help you find a job or improve your employment skills.
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FORECLOSURE PREVENTION FUND
Greensboro Housing Coalition (336) 691-9521
The NC Foreclosure Prevention Fund helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship. For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. The loan can also be used to bring your mortgage current. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage.
The Housing Hotline offers crisis intervention, information-referral, and housing counseling available for any question about housing. If you are trying to help someone in Greensboro with a housing question, please tell them to call (336) 691-9521 and say what kind of help they need.
(336) 691-9521
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Mortgage Foreclosure Prevention Project
224 South Dawson Street Raleigh, NC 27601
http://www.legalaidnc.org/Pages/about-us/projects/Mortgage-Foreclosure-Prevention-Project.aspx
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PAYING RENT, MORTGAGE ASSISTANCE, ELECTRIC BILLS ASSISTANCE, HELP WITH FREE FOOD, ETC.
The Greensboro Urban Ministry (336-271-5959)
-offers several services to local families, as funding allows.
The Emergency Assistance Program (EAP), which they administer, provides household goods, free food, clothing, and financial aid to people in need in the Greensboro North Carolina area. The EAP program does have some qualification, and counselors will interview clients for financial assistance by written referral only. Referrals need to be made by the Department of Social Services or by other EAP approved human services agencies or charities in the area.
Money for resources for emergency assistance are available for security deposits for rent, water, electric, and gas, past due rent, utility bills, past due mortgage payments, food, and clothing. The Greensboro Urban Ministry also operates a food pantry on the site.
305 West Gate City BLVD
Greensboro, NC 27406
336-271-5959
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EVICTION HELP, RENT AND SECURITY DEPOSITS, ENERGY BILLS ETC
SALVATION ARMY 336-386-1870- High Point, North Carolina 27261 -
This is the local High Point charity organization. Emergency assistance is available to help the low income, working poor, and those on the verge of poverty, with paying their rent or a security deposit. From time to time other forms of financial assistance may be disbursed, including funds for energy bills and free food.
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RENT ASSISTANCE, FOOD, SOUP KITCHEN, SHELTER AND CLOTHING
Open Door Ministries of High Point, which can be reached at (336) 885-0191, offers emergency assistance programs for those in need of help, such as food, rent assistance, a soup kitchen, shelter, and clothing. They are based in High Point North Carolina but provide a number of services to those that qualify for assistance.
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RENT AND UTILITIES TEMPORARY FINANCIAL ASSISTANCE AND CASH GRANTS
Guilford County Department of Social Services may be able to offer temporary financial assistance and cash grants for paying rent and utilities. Help may be provided for local county residents who may be experiencing personal crisis when other resources, including government programs, are not available. Call (336) 845-7756
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RENT, UTILITIES, COOLING BILLS, PRESCRIPTION MEDICINE HELP - FINANCIAL ASSISTANCE UP TO $50.00
St. Vincent de Paul Society, which is based in Greensboro, provides financial assistance of up to $50.00 to help pay for rent, utilities, cooling bills, rent, and prescription medications. The program also provides secondhand furniture to those in need.
109 W. Smith St.
Greensboro, NC 27401
(336) 272-0336
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RENT, ELECTRIC BILLS, UTILITIES, FOOD, HOUSEHOLD PRODUCTS AND FURNITURE
High Point Salvation Army is a United Way funded non profit agency. The organization can offer emergency assistance for paying rent, electric bills, utilities, food, household products and furniture. They offer extensive emergency and transitional housing for families, children and single women, and also run a Boy's and Girl's Club. 301 Thrift Shops, Clothing Banks, and other aid offered too.
West Green Drive,
High Point, North Carolina 27260,
(336) 881-5400
Additional locations of the Salvation Army are in Greensboro and other nearby communities. When you have an emergency, need free food, money for basic needs, or just need assistance around Christmas, then the Salvation Army may have the resources you need. Or they can refer you to nearby agencies.
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ELECTRIC AND HEATING BILLS - ONE TIME CASH GRANT FOR GUILFORD COUNTY FAMILIES
Guilford Low Income Energy Assistance Program – This is offered for Guilford County families. The federal government created Low Income Energy Assistance Program provides a one-time cash grant payment to help eligible low-income families pay their electric and heating bills.
1203 Maple Street,
Greensboro, North Carolina 27405,
(336) 641-3000
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UTILITY AND RENT FUNDS FOR HIGH POINT RESIDENTS
High Point Emergency Assistance –
A program offers emergency utility and rent funds for greater High Point area residents. The program can also provide counseling and referrals to charities and government programs. Also provides food and a free meal program that serves lunch Mondays - Saturdays and dinner seven days per week to individuals in the community. 400 North Centennial Street, High Point, North Carolina 27262, (336) 885-0191
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RENTAL ASSISTANCE AND LOW INCOME HOUSING
Greensboro Housing Authority - Offers affordable apartment and housing communities across Greensboro and Guilford County. There is often a waiting list as the capacity of the HUD service is limited. The low income and seniors can access public housing, rental assistance to qualified applicants, and apply for the section 8 rent subsidy program. Other programs from GHA include Family Self-Sufficiency and Neighborhood Resource Centers.
450 North Church Street,
Greensboro, North Carolina 27401,
(336) 275-8501.
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UTILITY DISCONNECTION/SHUT OFF ONLY
Salvation Army Utility Assistance
1311 S Eugene Street
Greensboro, NC 27406
336-235-0368
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INCOME QUALIFIED ASSISTANCE FOR ENERGY BILLS
Welfare Reform Liaison Project Inc
2601 Greengate Drive
Greensboro, NC 27406
336-691-5780
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UTILITY AND RENTAL ASSISTANCE
200 Regan Street
Greensboro, NC 27401
Monday - Friday 8am-5pm
336-763-2573
The mission of this faith-based organization is to seek out and serve the needy and provide educational activities to raise the skill levels of both youth and adults to enable them to function in our increasingly sophisticated workplace and society. This will be accomplished through community building outreach programs, educational activities, and one-on-one mentoring.
This program provides assistance in utility and rental bills as well as staple goods to needy families.
336-763-2573
MEDICAID, WELFARE, FOOD STAMPS, ETC.
Department of Social Services
1203 Maple Street
Greensboro, NC 27405
336-641-6996
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TEMPORARY FINANCIAL ASSISTANCE
Po Box 26657
Raleigh NC, 27611
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Phone: 919-832-7506
Fax: 919-832-6428
Email: Nclegion@nc.rr.com
Website: http://www.nclegion.org
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The American Legion was chartered and incorporated by Congress as a patriotic veterans organization devoted to mutual helpfulness. It is the nation’s largest veterans service organization, committed to mentoring and sponsorship of youth programs in our communities, advocating patriotism and honor, promoting a strong national security, and continued devotion to our fellow servicemembers and veterans. We support our local Posts throughout America and members who emphasize preserving our American traditions and values, improving the quality of life for our nation's children, caring for veterans and their families and perhaps most importantly, teaching the basic fundamentals of good citizenship.
Temporary Financial Assistance (TFA) is specifically designed to assist minor children of eligible veterans through cash grants, which contribute to a stable home environment. These grants help families meet the costs of shelter, utilities, food and medical expenses. This landmark program continues to be unique in the field of social work today. Through TFA, we can call upon the national organization for cash assistance to help maintain the basic needs of veterans’ children. Nonrepayable grants are awarded to eligible families with a child in need when all other available resources have been exhausted.
Maintenance Grants: Maintenance grants may be used to assist with expenses for basic needs such as:
•Shelter
•Utilities
•Food
•Clothing
Maintenance grants cannot be awarded for previously incurred debt, except to prevent disconnection of utilities or stop eviction or foreclosure.
Medical Grants: Medical grants for a child may be used to assist with healthcare expenses such as:
•Medical care
•Dental care
•Surgery
•Hospitalization
•Medications
•Dietary needs
Medical grants require a written statement from a physican outlining the problem, treatment, and esitmated costs. This type of grant must be approved before services are rendered. Medical grants can not be awarded for previous medical expenses or care.
All TFA applications originate at the local level. A local investigator personally visits the family to determine the children’s needs. A completed application with supporting documents and proof of military service is forwarded to the department Children & Youth chairman or department adjutant. The designated department representative reviews each case, makes a recommendation and forwards the approved application to National Headquarters. The Americanism Division reviews all approved cases and forwards recommendations to the national adjutant. Upon approval, checks are forwarded to department adjutants for delivery to posts or families. In most cases, checks will be two-party checks payable to the veteran and creditor(s).
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MORTGAGE DELIQUENCY ASSISTANCE
U.S. Department of Veterans Affairs
877-827-3702
http://benefits.va.gov/homeloans/resources_payments.asp
When serious financial troubles arise, it is obvious that living expenses must be cut to the bone. Most of the luxuries previously enjoyed, and even some things which may have been thought of as necessary, may have to be dropped for a time.
In order to help veterans in serious financial trouble, VA Regional Loan Centers have technicians available to conduct financial counseling. This counseling is designed to help you avoid foreclosure. If you want this assistance, call 877-827-3702 to reach a Loan Service Representative that can assist you.
Veterans who are behind in the payments due on their VA loans are warned to be very careful before agreeing to any offers by strangers to make up their back payments if the veterans will "sign on the dotted line."
If such a proposition is made to you, ask the holder of your mortgage or the Loan Guaranty Division of the nearest VA regional office about it before you sign any paper. They will be glad to advise you whether or not the offer is good and sound. VA cannot give you legal advice or service, but it can advise as of dangerous practices or as to the advisability of consulting an attorney.
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FORECLOSURE PREVENTION
Homeowner Financial Assistance
- Making Home Affordable (MHA)
Making Home Affordable (MHA) is designed to help you get mortgage help and avoid foreclosure. There is real help available. Get started today.
Identify Your Situation:
-Struggling to Make My Mortgage Payments
-Looking to Refinance
-Unemployed
-Considering a Short Sale
Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)
Home Affordable Foreclosure Alternatives Program (HAFA)
Home Affordable Unemployment Program (UP)
Federal Housing Administration Short Refinance for Borrowers with Negative Equity (FHA SHORT REFINANCE)
Hardest Hit Fund Programs (HHF)
When applying for mortgage assistance, you will need to provide your mortgage company with information about your mortgage and finances. The exact information required will depend on your specific situation and mortgage company. However, you should be prepared to provide information about your income, expenses, assets, debt and hardship. The following is a comprehensive list of the documents required to support your application.
Complete your application for Making Home Affordable (MHA) programs by downloading, completing and submitting the following forms with the documentation compiled in Step 3.
Remember, you don’t have to go it alone. You can work with a HUD-approved housing counseling agency to help you through any of these steps or the entire process. To find a housing counseling agency near you that will help you at no cost, call 888-995-4673.
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Homeownership Preservation Foundation (HPF)
888-995-4673
The HOPE Hotline is a service of Homeownership Preservation Foundation (HPF), an independent, national nonprofit dedicated to guiding consumers on a path to sustainable homeownership by improving their financial health.
A staggering number of Americans have been faced with foreclosure since the start of our country’s housing crisis in 2007. Unemployment, underemployment, and other unforeseen factors have created impossible financial conditions for many people. While the economy is recovering, we understand that times are still hard for many.
Homeownership Preservation Foundation (HPF) provides comprehensive financial education and confidential foreclosure prevention counseling for free, 24 hours a day, 7 days a week, 365 days a year, in over 170 languages.
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336-676-6986
Community Housing Solutions (CHS) provides home repairs to qualifying families who are owner-occupants of Guilford County homes and are below specific income levels. The scope of repairs may include but are not limited to:
- Roofs
- Plumbing
- Floors
- Energy efficiency repairs
- Accessibility modifications
- Electrical hazards
- Code violations
Work that is cosmetic or optional in nature does not fall within the scope of the program. We focus on repair issues which make a home warmer, dryer, and safer. CHS utilizes qualified staff, approved sub-contractors, and volunteers from the community to accomplish the repairs. CHS construction staff oversees the work of community volunteers from retiree groups, faith organizations, businesses, civic organizations, and college student groups. Required permits and inspections are completed by the City of Greenboro, the City of High Point and Guilford County.
Provider Description:
Community Housing Solutions is a licensed tax exempt nonprofit organization. We are HUD certified Community Housing Development Organization (CHDO). We provide decent, safe, and affordable housing to low-income households working towards the elimination of substandard, restoring the dignity and hope to families living in Guildford county neighborhoods.
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Eligible properties must be located within Guilford County, have all property taxes paid in full and current, have a clean title, be owner occupied at the start of application and throughout the process, have an after repair property tax value of $120,000 or less, not be in danger of foreclosure Repair needs may not excess $20,000 in estimated costs. Applicant must own and occupy the home and property as their primary residence. Must not have received a home repair though CHS programs in the last 12 months and not have exceeded CHS repair program limits in the past. Must have limited means to accomplish the repairs on their own. Must have a total household income which does not exceed 80% of the current Guilford County Area Median Income (AMI) for household size as determined by Housing and Urban Development (HUD).
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Homeownership Preservation Foundation (HPF)
888-995-4673
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The HOPE Hotline is a service of Homeownership Preservation Foundation (HPF), an independent, national nonprofit dedicated to guiding consumers on a path to sustainable homeownership by improving their financial health.
A staggering number of Americans have been faced with foreclosure since the start of our country’s housing crisis in 2007. Unemployment, underemployment, and other unforeseen factors have created impossible financial conditions for many people. While the economy is recovering, we understand that times are still hard for many.
Homeownership Preservation Foundation (HPF) provides comprehensive financial education and confidential foreclosure prevention counseling for free, 24 hours a day, 7 days a week, 365 days a year, in over 170 languages.
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HOME MODIFICATIONS REPAIRS, REPAIRING A VEHICLE, COMPUTERS, ETC
First In Families Of North Carolina
3109 University Dr, Durham, NC, 27707
919-251-8368
http://www.firstinfamiliesofnc.org/
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The First In Families (FIF) local Chapters offer support to families and individuals according to their self-defined needs. Examples of supports include computers, home furnishings or modifications, childcare or respite, repairs to vehicles.
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Single Family Housing Programs
UNITED STATES DEPARTMENT OF AGRICULTURE
919-873-2000
4405 Bland Rd
Suite260
Raleigh NC, 27609
USDA Rural Development is committed to helping improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways. We offer loans, grants and loan guarantees to support economic development and essential services such as housing, health care, first responder services and equipment, and water, electric and communications infrastructure.
Well built, affordable housing is essential to the vitality of communities in rural America. Housing Programs give families and individuals the opportunity to buy, build, repair, or own safe and affordable homes located in rural America. Eligibility for these loans, loan guarantees, and grants is based on income and varies according to the average median income for each area.
Homeownership Programs
Low interest, fixed-rate Homeownership loans are provided to qualified persons directly by USDA Rural Development. Financing is also offered at fixed-rates and terms through a loan from a private financial institution and guaranteed by USDA Rural Development for qualified persons. Neither one of these home loan programs require a down payment.
USDA Rural Development also offers competitive grants to public and private non-profit Self-Help Housing organizations and Federally Recognized Tribes to enable hardworking families to build their own homes.
Rural Development Single Family Housing Programs:
-Single Family Housing Direct Home Loans- this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
-Single Family Housing Home Loan Guarantees-low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.
-Mutual Self-Help Housing Technical Assistance Grants-Provides grants to qualified organizations to help them carry out local self-help housing construction projects. Grant recipients supervise groups of very-low- and low-income individuals and families as they construct their own homes in rural areas.
-Rural Housing Site Loans-provide two types of loans to purchase and develop housing sites for low- and moderate-income families.
-Single Family Housing Repair Loans and Grants-provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Home Repair Loans and Grants provide funds to elderly and very-low-income homeowners to remove health and safety hazards, perform necessary repairs, improve or modernize a home, make homes accessible for people with disabilities, or make homes more energy efficient so these very-low-income families use less of their income on utility bills.
The Customer Service Center (CSC) is a unit within Rural Development, USDA, charged with servicing mortgage loans and grants extended to individuals in rural areas throughout the United States